The reason I'm shopping for one is I got my tax refund. It's so nice to have a little bit of extra money. It's always gone by the end of the summer though, or sooner if I have some huge bill that I'm floating.
i know i say this every year and you don't care, but you do realize it's not "extra" money right? it's money the government held from you for an entire year
I tried explaining that to all my friends as well. They loooove to brag on facebook about how "omg my tax refund was $900!!" And it's like, cool, you just missed out on having that money all this time.
not just missed out on having that money, but accruing interest on that money. i'd rather have it then just let the government have it for free. they already tax me enough.
'Giving' makes it sound like a gift. It's not. They take the taxes I owe them out of it, and give me back my change. Just like when I hand a cashier a $20 bill for something when I only owe then $15. I never have to worry about owing them, and getting the refund makes me happy because I like getting my money back. The amount of interest I would have earned is so tiny that it's irrelevant.
If I knew exactly how much my tax debt on my income would be, I would have them only take out that much. But I don't, and neither do they. The number system option on the W4 helps people estimate the amount, and it comes out to be slightly over each time. They give me my change and we're done. No principles compromised.
It's not just interest either, but possible investment, as well as being able to buy the things you enjoy sooner. I know there were times when I would think to myself "Man if I just had an extra $50 I could blah blah blah", but nope, the government was holding onto it at that time.
It's not just interest either, but possible investment, as well as being able to buy the things you enjoy sooner. I know there were times when I would think to myself "Man if I just had an extra $50 I could blah blah blah", but nope, the government was holding onto it at that time.
That doesn't happen to me.
Quote from Poision Envy:
Hey Opium if you want, you can totally give me $500 to hold onto for 6 months, interest free, and I'll give you $500 in 6 months :D
Even if I had that entire $500 at one time, I have absolutely no REASON to have you hold onto it for me. I DO have a reason for the govt to hold onto some money, as I've clearly stated before.
I will never have to end up owing an income tax debt, so fuck you all when you actually do have to send a check. Why don't you give shit to people who don't pay taxes at all and get off my back.
i don't think anyone's giving you shit lol, chill. it's called a conversation
Quote:
I will never have to end up owing an income tax debt, so fuck you all when you actually do have to send a check.
huh??? you ALREADY PAID IT. i'm just paying it later than you did. because, as everyone has explained, there's absolutely no reason to just GIVE the government an interest-free loan.
i don't think anyone's giving you shit lol, chill. it's called a conversation
Quote:
I will never have to end up owing an income tax debt, so fuck you all when you actually do have to send a check.
huh??? you ALREADY PAID IT. i'm just paying it later than you did. because, as everyone has explained, there's absolutely no reason to just GIVE the government an interest-free loan.
No shit, really?! Wow, mind blown. I never knew that. Gosh.
I cannot fathom why you think I do not understand how income tax works simply because I, like most americans, opt to overpay and get a refund. My income tax is the largest annual bill that I, like many people, face each year. It is a matter of convenience and safety to have them deduct from my check. Literally every person I have ever known, be it family, people I have dated, or anyone else I have ever discussed taxes with does this. The only person I know who doesn't do this is my dipshit brother, and he ended up getting a lien and is totally fucked because he had a bad year and didn't have the cash to cover his tax bill in 2009. The amount of interest you're so concerned about is less than the price of a fucking hamburger.